Arkansas-Based Small Trucking Fleet Secures $30K Premium Savings
Client Overview
Fleet Size: 12 Trucks
Location: Arkansas
Operation: Regional & Local Hauling
Challenge Before Partnering with Bayou Insurance
This Arkansas-based trucking fleet was roughly 80 days from renewal when we first connected. Their renewal process was being handled by one of the largest specialized trucking agencies in the country, yet the ownership had:
No transparency on which insurance markets were being approached
No direct communication on renewal strategy
Only the vague knowledge that their agent was “shopping” the policy
Without knowing which markets were being contacted, or if competitive options were even being considered, this fleet was at risk of missing better opportunities.
Bayou Insurance’s Approach
Step 1 – Discovery Call
We reviewed their current renewal strategy, identifying a major gap: lack of market transparency and a clear renewal game plan.
Step 2 – Market Check
We contacted one of our top-tier carrier partners to see if they had received a renewal submission. We discovered that one highly competitive market had not yet been approached.
Step 3 – Strategic Submission
With the fleet’s approval, we prepared and submitted a complete application package to the open market.
Step 4 – Results
Two weeks before renewal, we presented an offer from the competitive market with:
Same limits as their expiring policy
Same deductibles for consistency
Premium reduction exceeding $30,000
Outcome & Impact
By opening the right markets and avoiding duplication of submissions, we delivered:
$30,000+ in annual premium savings
Full transparency on market options
Renewal stability by partnering with a carrier eager to grow with their operation
Key Takeaway: Even when working with a large, well-known trucking agency, fleets can miss competitive opportunities if there’s no clear renewal strategy and no transparency in market outreach. At Bayou Insurance, we make sure you know exactly which markets are in play, so you never leave money on the table.